UNIVERSAL CREDIT is a living support payment made available to Britons who are on a low income or out of work. While the government provides information on standard allowance, there could be additional benefits to claim.
Universal Credit is issued by the Department for Work and Pensions (DWP) to eligible claimants once every four weeks. Those who believe they are eligible can make a claim either through the government’s online portal, or by phone. It is important to note the Universal Credit benefit varies from person to person dependent on circumstances, and therefore it is important to check the money to which a person could be entitled.
Thankfully, the government has provided guidance on what it describes as the standard allowance amount offered to those on Universal Credit.
The government bases its standard allowance amounts on a person’s relationship status and age, which varies how much people can receive.
Those who are single and under 25 are entitled to £342.72, with single people over 25 receiving £409.89.
People in a couple under 25 get £488.59 to split between them and couples over 25 could receive £594.04.
But eligible Britons could receive additional benefit amounts to cover different circumstances, and this is worth checking.
If a person has one or two children they will receive an extra amount for each child, but those with three or more children will get an extra amount for at least two children.
This extra amount is only the case if their children were born before April 6, 2017, or more than three children were already being claimed for before April 6, 2017.
For a first child born before April 6, 2017, claimants can receive £281.25, but for first children born on or after this date, the amount decreases to £235.83.
Second children and any other eligible children will entitle a claimant to £235.83 per child.
Those who need additional support with childcare costs can have these covered up to 85 percent of their value.
And for disabled or severely disabled children, an extra monthly payment of £128.25 or £400.29 is available.
The government has also set aside additional funds to protect those who have disabilities or health conditions.
This amount depends on a person’s capability for work based on their conditions.
Those with a limited capability for work and work-related activity could get £341.92.
People who care for others who are severely disabled for at least 35 hours a week are also entitled to £162.92 – on top of any extra amount they receive if they have a disabled child.
Britons who are making a claim for Universal Credit may also be eligible for support with housing costs.
These are dependent on where a person lives, and their personal circumstances, but could help with rent or mortgage payments.
Other financial support is available for those who are facing particular difficulties.
Alternative Payment Arrangements assist those who are behind on their rent, and Budgeting Advances help with emergency costs.
It is important for those who believe they are entitled to additional payments to reach out to the DWP to explain their personal circumstances and the amount they need.